Motorcycle Loan
Affordable Freedom
Motorcycle Financing
The open road is calling. If you’re ready to buy a new or used motorcycle, we have a loan that fits the bill. Lower, fixed-interest rates make owning a motorcycle affordable, and can make for easier financing. Once you’ve decided on your price range, how long you’ll need to pay off your loan, and when you plan to purchase, we can start working out the details.
Questions About Motorcycle Loans
We’re happy to answer your motorcycle loan questions. Here are some of the most common we hear:
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Can I get a loan for a used motorcycle? Yes, we have loans for previously owned bikes.
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Can I get pre-approved (pre-qualify) for a loan before I make a purchase? Yes, we recommend getting pre-approved. Your personal circumstances, credit history, and finances will play a factor in that qualification.
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Is it easy to obtain motorcycle financing? The process is simple and direct, and we walk you through the application. Most qualifying applicants can receive funds very quickly.
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What are motorcycle loan rates? You can see our current best rates for those in good credit standing below. Your rate may vary based on your personal financial situation.
You can calculate typical motorcycle loan payments, using a loan amount, interest rate, and payment period of your choosing, with our Motorcycle Loan Calculator, below.
Ride Smarter
How do you get out on the open road sooner? Get started with a Motorcycle Loan or call 315-735-8571 to talk about your options.
Get Started
If you‘re ready to start the application, click “Apply Now.” If you have more questions, we’re happy to help. Give us a call at 315-735-8571.
Apply Now
Not sure which term is right for you?
Check out our helpful loan comparison calculator.
Motorcycle Loan Comparison Calculator
2020-2022
Including Classics
| Term |
APR |
| 12 Month |
as low as 1.69% |
| 24 Month |
as low as 1.69% |
| 36 Month |
as low as 1.79% |
| 48 Month |
as low as 1.89% |
| 60 Month |
as low as 1.99% |
| 72 Month |
as low as 2.34% |
| 84 Month |
as low as 2.84% |
| 96 Month |
as low as 3.84% |
| 108 Month |
as low as 4.84% |
2017-2019
| Term |
APR |
| 12 Month |
as low as 2.29% |
| 24 Month |
as low as 2.29% |
| 36 Month |
as low as 2.39% |
| 48 Month |
as low as 2.49% |
| 60 Month |
as low as 2.59% |
| 72 Month |
as low as 3.04% |
| 84 Month |
as low as 3.54% |
2016 & Older
Excluding Classics
| Term |
APR |
| 12 Month |
as low as 4.64% |
| 24 Month |
as low as 4.64% |
| 36 Month |
as low as 4.99% |
| 48 Month |
as low as 5.24% |
| 60 Month |
as low as 5.54% |
| 72 Month |
as low as 5.94% |
Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval. Loan to value is determined by credit score.
Monthly payments for a 5 year new vehicle loan would be $17.53 per $1,000 borrowed.
Monthly payments for a 5 year used vehicle loan would be $17.79 per $1,000 borrowed.
Monthly payments for a 5 year older vehicle loan would be $19.12 per $1,000 borrowed.
*Federally insured by NCUA. Membership and credit requirements apply. Rates and terms determined by overall credit history and subject to change.
| Term |
Rate |
APR* |
30 year Fixed
0.0 Points |
3.125% |
3.292% |
$752.38 |
20 year Fixed
0.0 Points |
3.000% |
3.097% |
$948.62 |
15 year Fixed
0.0 Points |
2.625% |
2.853% |
$1143.81 |
FHA 30 year Fixed
0.0 Points |
3.000% |
4.137% |
$740.98 |