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First Source was founded on principals of education. We began as the Utica Teachers Federal Credit Union in 1938. Our commitment to education never ceases. We educate our members, arming them with the tools they need to manage their finances. We educate the community though our involvement with multiple organizations that fulfill many needs. We educate our employees to best serve you.

We invite you to learn with us.

Check out articles on our blog. Search by category or person. You’ll see our community involvement, product/service tips, member testimonials and more.

Not sure where your credit stands?

We’re happy to review your credit report with you, free of charge and together see if there are ways we can help you save.

Make an appointment

Credit scores can be hard to understand.

Check out this worksheet which explains your score and offers tips to keep it in good standing.

Free credit reports are available under Federal Law at AnnualCreditReport.com

Have a need for financial management basics?

We offer a Financial Literacy Program that educators can have access to free of charge as First Source sponsors the program. Check out the Banzai program geared to middle and high school students.