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Home Improvement Loan

Financing for remodels, renovations, and other home projects

As we make our homes our own, it seems like the projects never end. At least there’s a smarter way to afford them. From roof repairs to new appliances, a bathroom or kitchen remodel, new deck or hot tub, First Source offers a low-rate Home Improvement Loan.

Why use a Home Improvement Loan?

A Home Improvement Loan is a great choice for those small to medium projects that don't require home equity, but are too big to pay off in a few credit card cycles. Rather than rack up high interest charges on that card, try a home improvement loan instead. It's built just for this type of project.


It gives you the benefit of a competitive interest rate, fixed term for repayment, and a total you’ll know from the start, which can make repayment completion more manageable. Start by getting pre-approved, so you have a good idea of your budget, and can manage costs up front. We can help you determine whether your loan amount and finances make this a smart choice for you.

If your improvements are more energy efficient in nature (such as new windows, energy-efficient appliances, heating and cooling upgrades), we also offer a Home Energy loan. This is a fixed rate, 1 year term loan great for smaller energy efficient upgrades.


Common Uses for a Home Improvement Loan

  • Kitchen remodel

  • Bathroom remodel

  • Small house renovation

  • Roof repair

  • New deck

  • New appliances

  • New hot tub or pool

Not sure if your project is right for a Home Improvement Loan? Bring us your plans, and we can help you decide.


Remodel Smarter

Secure an estimate for the cost of the remodel, then make an appointment with us to discuss your financing options.

Make an Appointment

Let’s get started.

Make an appointment so we can help you with the best financial solution for your home improvement needs.

Make an Appointment

If the holidays were a reminder that you need to remodel before you entertain again, start by getting pre-approved for a First Source Home Improvement Loan.

Not sure how much you need?

Check out our helpful loan comparison calculator.


Home Improvement Loan Comparison Calculator

Home Improvement Loans

Check today’s home improvement loan rates effective April 1, 2020


Term APR
12 Month as low as 6.24%
24 Month as low as 6.34%
36 Month as low as 6.44%
48 Month as low as 6.54%
60 Month as low as 6.64%
72 Month as low as 6.74%
84 Month as low as 6.84%
96 Month as low as 6.99%
108 Month as low as 7.14%
120 Month as low as 7.29%

Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval.

Monthly payments for a 1 year home improvement loan would be $86.17 per $1,000 borrowed.

Loan must be used for items/services that are home improvement in nature.