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Credit Cards

Purchasing Power with Visa® Platinum

Enjoy the purchasing power of Visa® and the security of EMV chip technology right in your wallet whenever you need it. Our EMV enabled Platinum Visa card offers you a convenient payment source with great options like a fixed rate card, or variable rates with reward options. Enjoy travel, home, health and recreational gifts, plus earn cash back or gift cards!

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Check out some credit card tips to consider in this article.

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Credit Card Benefits


All Cards

Features

  • Credit Limit: $500 Min/$50,000 Max, based on credit score
  • EMV Chip-Equipped Credit Card
  • Online/Mobile Banking

Fees

  • No Application Fee
  • No Balance Transfer Fee
  • No Cash Advance Fee
  • No Inactivity Fee
  • No Over-Limit Fee
  • 1% Foreign Transaction Fee

Payments

  • Minimum Monthly Payment: 2.5% of outstanding balance ($15 Min)
  • Late Payment Fee: 2.5% of balance due ($15 Min/$25 Max)

See full disclosure and agreement.


Compare Credit Cards

Fixed Platinum Card

Tiered based on credit score
A 8.9%
B 11.9%
C 13.9%
D 15.9%
E 17.9%
Rewards
N/A
Rewards Points Expiration
N/A

Variable Platinum Card

Tiered based on credit score and Prime + index, evaluated annually
A 7.99% (Prime + 4.49%)
B 9.99% (Prime + 6.49%)
C 11.99% (Prime + 8.49%)
D 14.99% (Prime + 11.49%)
E 17.99% (Prime + 14.49%)
Rewards
CU Rewards merchandise, gift cards, and points to cash
Rewards Points Expiration
5 years

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Rates and terms are determined by overall credit history. Applications are subject to credit approval. Full terms and disclosure.