Estimating The Right Cost

Putting together an accurate estimate and getting pre-approved for a Recreational Loan for your new ATV or UTV provides you with a number of benefits before and after your purchase. 

Budget For Extras

Whether you’re exploring country trails, snow blowing in the winter, or getting work done on your farm, most times you'll want accessories and extras. 

When you estimate how much you’ll need to pay, consider everything from safety equipment and tools, to repair and spare parts add-ons, upgrades, and usually a trailer for towing.

Insurance can also add to your out-of-pocket costs, so think about that as well, to help you budget more accurately. 

Why Get Pre-Approved?​

Once you have considered everything you plan to purchase, we will examine your options.

• We can help you understand what you may or may not be able to afford

• If you can’t afford everything now, we can help you make a plan to save for future purchases

• Getting pre-approved puts more purchasing power in your hands when talking with the sales rep

Finally, consider how much you can put down up front to reduce your loan payments. If you’re unsure, we can help you budget. 

Explore Smarter 

Learn more about financing your ATV and UTV, and Live Smarter. Get started with the application process below.

If you have more questions, we’re happy to help. Give us a call at 315-735-8571 to discuss your options or make an appointment with one of our friendly and knowledgeable representatives today.