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Money Market

Earn More With Withdrawal Capability

When you want to earn more on your savings, but still want your funds to be within reach, a Money Market may be the option for you. This type of savings account requires no minimum deposit to open or to start earning dividends, allows deposits and withdrawals, and if you’re a Member, you can open it through memberONLINE. If you’re not yet a Member, call or stop in to make an appointment to get started.

What is a Money Market account?

A money market account is a savings account that generally offers higher dividend rates than a classic savings or checking account, and still affords you access to your funds with fewer restrictions than a Term Share Certificate. 

A couple reviews their finances and discusses the benefits of a money market account.

Money Market Earnings

A Money Market account offers a tiered rate structure, so you receive a higher rate of return, and generally higher dividends, the more you have in your account. While dividend rates have traditionally been a bit higher than those for basic savings accounts, they are sometimes similar, depending on market conditions. Some features of a Money Market: 

  • Monthly dividends  

  • Tiered rates

  • Easy deposits and withdrawals

  • No minimum balance to earn dividends

Choose What’s Right For You

Interested in a Money Market account? Make an appointment to discuss your options and the details with a Financial Service Representative. Looking to earn more? Check out our Term Share Certificate below.

Live Smarter with a Money Market account. For more information, click below or call 315-735-8571 to make an appointment today.

Make an Appointment

Earning More: Term Share Certificates

Looking to earn even more and don’t need immediate access to your funds? Our Term Share Certificate could be right for you. 

Term Share Certificates: Learn More


Under the National Credit Union Administration, your investment receives federal insurance protection up to $250,000, (similar to FDIC coverage in banks).

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Make an appointment to see what's possible and how you qualify.

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Amy DeMetri VP of Member Services offers perspective on savings products offered at First Source

Money Market Rates

Check today’s rates effective December 14, 2018

$10,000.00 - $24,999.99

0.60% Rate
0.60% APY*

$25,000.00 - $49,999.99

0.70% Rate
0.70% APY*

$5,000.00 - $9,999.99

0.55% Rate
0.55% APY*

$50,000.00 and Over

0.75% Rate
0.75% APY*

Under $5,000.00

0.40% Rate
0.40% APY*

Rates above are subject to change without notice.
*APY – Annual percentage yield
No minimum balance to earn dividends. Tiered dividends as displayed above.

*Federally insured by NCUA. Membership eligibilty required. Rates and terms determined by overall credit history and subject to change. By submitting your email, you give First Source permission to send you informative and promotional emails, including information on upcoming events, products, and services. You may change your designation at any time in the future. Thank you for letting us help you Live Smarter.