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Savings Account Options

Take Control of Your Personal Savings

From weddings to vacations, college tuition to retirement, a new home to medical costs, vehicles, emergencies, and so much more, there are many reasons why we should save. We all have different goals, and making your own personal savings plan is a good place to start. With a First Source Savings Account and a personalized savings plan, you can work toward achieving your financial goals.

Happy couple planning their budget.

First Source offers several options for setting yourself up with a solid savings plan. We can help you get started or advance where you currently are, with the right account, or a combination of accounts.

Savings Share​
It starts with your Membership

Opening a regular savings share at First Source solidifies your part ownership of the credit union, and starts earning you dividends immediately.

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Money Market
More than just another savings account

A money market account allows you to earn better returns than a traditional savings account, with all the same benefits. Including easy access to your funds, and more flexibility than a Term Share Certificate.

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Let your savings earn more for you

Whether you’re a novice looking to know more, or an expert investor looking for new opportunities, we are happy to discuss the many avenues available so your finances can grow.

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Individual Retirement Accounts (IRAs)
Setting aside for retirement

We’ll walk you through the advantages of, and differences between, traditional and Roth IRAs, and help you decide which option fits your needs.

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Term Share Certificates​
Earning higher dividends

Term Share Certificates work much like a Certificate of Deposit (CD) which banks offer under their FDIC Insurance. A Term Share Certificate is federally insured by NCUA. Lock your savings in an account to earn higher dividends, choosing between three months to five years. Early withdrawals may come with penalties.

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Special Purpose​ Accounts
Set precise goals with exact amounts

Save for a specific goal by allocating funds to a special purpose account and track your progress along the way. Automatic deposit options make it easy to move money you don’t want to spend by accident, to a separate account in order to save for whatever your special purpose may be.

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Live Smarter

If you have any questions about opening a Savings Account we are here to help. If you’re not yet a First Source Member, start your New Member App today.


Not sure which custom savings plan is right for you? Call 315-735-8571 to talk about your options or make an appointment with one of our friendly and knowledgeable representatives today.

Become A Member Today

Click below to start your Membership App now.

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When managing your money it helps to have a savings plan.

Get started with building your savings here.

Savings Calculator

Federally insured by NCUA. Membership eligibility required.