Protect My Identity
Be Vigilant – Steps to protect your identity
Unemployment Benefits Scam Alert
We have been made aware of a current and widespread unemployment benefits scam involving asking for money upfront with a promise to pay the funds back, or funds given to you upfront with an ask to then return those funds.
Unfortunately, this is not a new scam, it just appears to be heightened at this particularly vulnerable time. It can come in the form of cash, check, direct deposit, pre-paid debit card, or other electronic money transfers.
As always, please be vigilant. If you were not expecting funds, or are receiving unexpected requests for funds, please do not immediately comply. Check first, and always verify before proceeding.
Here is some information from the Utica Police Department:
Texting Scam Alert
We have also been made aware of yet another text scam that is circulating the area. This scam includes mortgage promotional information.
First Source does not currently send promotional information via text messages. If you feel you are being targeted, do not respond to the text and contact us directly to verify you are speaking with a true representative. Please be diligent about your financial records.
It’s important to be aware and protect yourself wherever you can from potential identity theft. Here are some steps you can take:
- Check your statements and transaction history often to ensure all the purchases are valid.
- When shopping online, make sure you’re on a secure site. The url should start with “https”. The “s” is for “secure”.
- When it’s time to process the online payment (check out), make sure there’s a security icon on the page; most often it appears as an image of a lock.
- Shred confidential information and solicitations. Rather than throw away, make sure that you shred confidential information and solicitations when you are done retaining them.
- Create strong passwords. Make sure that your online passwords vary and are at least 8 characters in length using a mix of upper and lowercase letters, numbers and special characters where logins will allow.